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Home Loan Documents List 2021 Pdf
Home Loan Documents List 2021
No. Of Pages:4
PDF Size:0.24 MB
Language: English
Category: General
Source:bankbazaar.com

Home Loan Documents List 2021 Pdf Download

The following is a list of the documents needed for a home loan.

  • A fully completed loan programme
  • The applicant’s three passport-size portraits
  • A government-issued photo ID is needed (Voter ID, passport, driving license, etc.)
  • Proof of address (telephone bills or electricity bills would suffice)
  • Evidence of company is required for non-salaried applicants.
  • Statement from the bank for the previous six months
  • Personal liability statement
  • Statement of personal properties Signature identity by the current banking entity
  • Required documents for the guarantor
  • Personal Assets and Liabilities Statement
  • Two photos in passport size
  • Evidence of your identity (Voter ID, passport, driving license, etc.)
  • Proof of recent and long-term residency
  • If the guarantor is self-employed, include the address of his or her company.
  • The current banking institution’s signature identity
Documents Required For Guarantor (Wherever Required):
  • Needed Statement of Your Personal Assets and Liabilities
  • 2 passport size photocopies
  • Proof of identification as above
  • Proof of residence as above
  • Proof of business address as above
  • Signature identification from his/her present bankers
Additional Documents Required for Salaried Home Loan Applicants

In addition to the above, salaried home loan applicants are required to submit the following documents:

  • Salary certificate from the current employer (original)
  • TDS certificate or Form 16 or copies of tax returns for last 2 years

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What are all the documents required for home loan?

Documentation is needed.
PAN/ Passport/ Driver’s License/ Voter ID card are both acceptable forms of identification. Proof of residence/address (any): a recent copy of a telephone bill, an electric bill, a water bill, or a piped gas bill, or a copy of a passport, a driver’s licence, or an Aadhar card.

How much home loan can I get on 25000 salary?

Using a wage of $25,000 with no set monthly obligations, you will pay a limit of $12,500 in EMI, assuming a 50% FOIR. Using a home loan eligibility calculator, the loan number eligibility may be calculated to be 13,73,026 if the interest rate is 10% per year (assuming 3 household members).

Home Loan Documents List 2021 Pdf Download

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