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|RMD Table 2022 PDF|
|No. Of Pages: 01|
|PDF Size: 202 KB|
|Credits: Internal Revenue Service (IRS)|
|Source: Drive Files|
RMD Table 2022 PDF
The IRS permits you to deposit money into a typical IRA to avoid paying taxes on your contributions and investment profits. This is something you can do for the rest of your life. This, however, will not persist indefinitely. You must withdraw a set amount of money out of your account each year after you reach the age of 72, known as “required minimum distributions,” or RMDs. RMDs also apply to 401(k) and 403(b) plans, which are employer-sponsored plans.
To maintain your money, you must begin taking RMDs on April 1 of the year following you become that age.
How much money do you need to withdraw? The amount handed out each year varies according on how long you believe you will live. Using a table given by the IRS, divide the value of an account at the end of the year by the number of years remaining in your life.
Three life-expectancy tables are available to assist individuals with retirement savings figure out how much they need to withdraw. The Uniform Lifetime Table, which is the most prevalent, is shown below. There are separate tables in the IRA for those who inherit money from their parents and those who have younger spouses.
|IRA required minimum distribution (RMD) table|
|Age of retiree||Distribution period (in years)||Age of retiree||Distribution period (in years)|
|95||8.9||120 and older||2.0|
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